Plot No – D/2 ,Sector-14 , Diwale ,403 Shree Moreshwar CHS Ltd ,
CBD Belapur , Navi Mumbai – 400614 Mobile : 9320235646
Objective : To make contribution to the Organization to the best of my ability . To develop New Skills and share my Knowledge whicle interacting with others and achieve new height.
Core Competencies : Commercial Lending – Asset Finance ,Credit Risk evaluation & document compliances ,Auction Adminstration, CMS – Banking. Stock of Stores accounting, Back end control of Logistics & warehousing – Express Cargo.
Personal Attributes : Team Builder/Leader ,Multi task oriented, Strong work ethic, ,Mentoring , Tackling challenges and Obstacles , Desire to grow professionally.
Educational Background - Academic and Computer :
* M.B.A ( Finance & Banking ) 1st Div. from Berhampur University, Odisha in December. 1988.
*B.Com (Honors) Second Division from B.J.B.College, Bhubaneshwar under Utkal University, Odisha, in August 1985.
*Higher Secondary with First Division from Board of Secondary Education,Odisha, July-1981.
*Undergone and Awarded with “A+” Certificate on Application of 4GL DBMS & Financial Accounting Packages.
*Comfortable in working with MS –Word, MS Office, UNO Software & having working command in Internet & Messaging system .
*Undergone practical training at M/s Bhilai Steel Plant ( SAIL ) in 1987 and submitted dissertation to Berhampur University while undergoing M.B.A (Finance) studies.
Summary of Experiences : Attained 24 years of Experience in the Field of Finance/ Commercial/Logistics Function with Manufacturing,Trading & Service Sector Corporate
In Manufacturing & Trading Sector : 1991 to 1997
* Oversee & systemize maintenance of Books of A/c, Party Ledger Srutiny, Aging Analysis, Timely action on BRS outstanding & clearing of Inter branch pending advices .
* Consumption schedule of Raw Materials , Stores and Spares & consumables its accounting – Short & Excess. ( LIFO/FIFO/Wtg.Avg. Method).
*Adherence to Bill Passing Norms of Sundry Creditors followed by Purchase Order/ GRN of Stores / Delinquency Approval if any . MODVAT & Excise Duty Reconciliation .
*Aging Analysis of Sundry Debtors & follow up for recovery of outstanding within Credit Contract & maintaining the Contract file.
Assignments in Service Sector Corporate (Logistics) 1997 to 2005.
*Smooth Execution of Operational process of Cargo Booking & Delivery through Quality Checking Process, Maintaining Service Level, Liaison & Retention of Customers.
*Ensure accouting effect taken on collections against volumetric measurements , Demurrage , Extra Delivery Charges , Settlement of Claims & Contract management brings checks on Revenue leakages & increase branch performance .
*Submission of MIS Report on Financial Analysis & Operational performance of the Region covering Branches / Franchisee/ Extn. Counter / Hub Centre on monthly basis to Director.
Exercise control on Trip Expenses , timely accouting of Income & improving delivery performance by initiating ISO Process Checks at Branches and Service Centres .
*Respond promptly & effectively to Customers Query & provide a fresh approach ensuring Customer focused result at optimal cost. Involve in Internal/ Statutory Audit & timely compliances there of.
Present Assignments in Financial Services Sector 2005 onwards……….
KRA (Key Responsibility Areas): Finance & Commercial :
# Performing Credit Appraisal of Customers for Financing Commercial Vehicles , Equipments, Gold Ornaments with strict adherence to Company’s Credit Norms & accuracy in Credit Quality with appropriate documentation.
# Ensure process checks on Credit Documentation, Analysis & approvals on delinquency to determine Credit decision. Monitoring the accounting process of Collections / Remittances, CMS Banking, Reconciliation of Advance Schedules & scrutiny of Operating Expenses.
# Responsible to establish & oversee the procedures of Auction Administration that properly balances between Sale proceeds of the Consignor Vs consignee – ASSET in possession as per Secured Loan Agreement. Preventing revenue leakages against other income like Parking Charges /Valuation of Asset / Ramping / Refurbishment / Towing & miscellaneous services.
# Direct & Coordinate the accounting of Revenue generated through Auctioning of Seized vehicles / Equipments / Jewels. Involvement in generating customer base , convincing walk in customers to participate in On line Auction ,contributed to business growth through Proxy / Negotiated Sale. Contract Mangement & collections follow up.
# Plan and develop systems and procedures to improve operating quality and efficiency of backend Team to match Organizational Goal.
Employment Details :
Present Employer : M/s Shriram Auto Mall (I) Ltd., Subsidiary of M/s Shriram Transport Finance Co. Ltd (NBFC ) Navi Mumbai . HO : Bandra Kurla Complex , Mumbai . Continuing since June 2005…………..
M/s CCI Logistics Ltd. (Express Cargo/Logistics) Andheri- Mumbai , Internal Audit & Operational Accounts of East Zone Period Nov’2002 to April 2005.
M/s Gati Ltd. Secunderabad (Express Cargo/Logistics) 1997– 2002 as Express Centre In-charge & ISO Coordinator . Executed Finance /Audit / Commercial Functions at Various Regional / Divisional Offices.
M/S Electrosteel Castings Ltd. Kolkata ( Mfg.& Exporter of Ductile Iron Pipes) 1996 to1997 & M/s. BMW Ltd.Calcutta (Mfg.of ERW Steel Pipes & Tubes) 1993 to 1996 as Executive (Acts.)
M/s. J.K.Synthetics Ltd. - KOTA ( Mfg. & Exporter of Acrylic Fibers & Nylon Tyre Cord) 1991 Feb to April 1993 as Accounts Coordinator ( Officer Cadre ).
Present Designation - Manager Commercial
Personal Details : Son of Late Parsuram Padhy. Date of Birth: 11/03/1965 , Married .
Permanent Address : Plot No.135, Satyanagar, Parsuram Nivas , Punjabi Colony, Bhubaneshwar. Dist – Khurda (Odisha) Pin – 751007. Contact Email Id : email@example.com