Are insurance policies a good option for savings and return?

As insurance agents describe that we will get good return than FD , there is guaranteed benefit etc , is it true? Should we invest in insurance policies?

Your Answer

Conbine Insurance and saving plans neither give good returns nor give eligible sum insured. For Insurance please take term plans based on your annual income, sum assured can be 15-20 times of annual income. And for investment use other option like shares, mutual funds, real estate, gold ETF etc.  

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