Profile Snapshot
Abhijit is based out of Mumbai & has studied Finance, PGDM-Post Graduation Diploma in Management from Year 2010-2012 in IMIT-Institute of Management and Information Technology, Biju Patnaik University of Technology.
Abhijit Saha Bhowmik is Skilled in Aptitude, Risk Management, Credit Risk and other talents.
Talents
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Quality Assurance... among 0 users in Mumbai…among 0 users worldwide -
Risk Management... among 0 users in Mumbai…among 0 users worldwide -
SME Finance... among 0 users in Mumbai…among 0 users worldwide -
Team Management... among 0 users in Mumbai…among 0 users worldwide
Professional Path
Risk Analyst (Finance & Operation)
XL Dynamics India Pvt. Ltd.
Full Time
Jan-2013 To
Oct-2015
2 years 9 months
- 1. Underwriting & Risk analysis of Mortgage Loans
2. Analyzing income, credit history, financial statements, assets & liabilities, collateral documents & other loan processing documents
3.Ensuring compliance & Risk Management practices and taking decisions as a Risk Analyst
4.Reviewing guideline requirements/updates, suggestion for process requirements & making recommendations for improving risk assessment and mitigation practices
5.Handling client & management escalation and provide quick resolution/assistance. Communicate with transparency on issues and gaps identified for remediation.
6.Detailed analysis & preparation of reports on critical business decisions & helping senior management to take a call.
7.Liaison with other business departments to process the Mortgage and ensure high level of customer service. Developing comprehensive & accurate understanding of risk analysis process.
8.Guiding, Mentoring, audit of work & training up junior associates to achieve high standards
Qualifications
Institute of Management and Information Technology
Post Graduation Diploma in Management Finance
2010-2012
-%
Asansol Engineering College
Bachelor of Engineering or Technology Electronics and Computer Engineering
2005-2009
74%
My Story
I have a total professional work experience of Approx 3 years in the field of Mortgage industry as a Financial Risk Analyst with XL Dynamics India Pvt. Ltd.
My accomplished & proven skill sets include: Risk Management (Finance & Operation), Underwriting, Credit Appraisal, SME Finance, Ratio/compliance verification, Collateral Valuation & Analysis, Team Management, Escalation Management, Quality Audit, Process Improvement, Client & Vendor Management, C Language, MS Office.
My accomplished & proven skill sets include: Risk Management (Finance & Operation), Underwriting, Credit Appraisal, SME Finance, Ratio/compliance verification, Collateral Valuation & Analysis, Team Management, Escalation Management, Quality Audit, Process Improvement, Client & Vendor Management, C Language, MS Office.
