Debapratim Das

Senior Credit Professional
Kolkata, West Bengal, India
English Language, Finance, Commercial lending
Talents
Work Experience
General Manager
CNHI Capital India
Full Time Dec-2013 To Sep-2014 9 months
Responsibilities
  • Key Results Areas:
    ? Ensure that the updated credit policy is being documented and maintained at all times.
    ? Ascertain the credit worthiness, assessment of credit quantum and determination of facilities to be provided, with ultimate aim of maintaining the portfolio asset quality.
    ? Manage underwriting of dealers and retail customers in accordance with the credit policy and propose any changes or betterments needed in the credit underwriting process.
    ? Work with the wholesale and retail groups to understand the needs and improvise according to market trends.
    ? Set guidelines and procedure for credit portfolio management and monitor portfolio delinquencies and analyze vis a vis the credit granted for continuous operations. Management of repetitive over-limit/overdue and Problem exposure accounts.
Achievements
  • ? Completed writing of Credit Policies for the CNHI Capital operations in India ensuring Risk governance.
    ? Conducted Risk Assessment of top contributing dealerships through use of external agency reports and internal models. Set up dealer Wholesale Credit Limits (normal & peak season) and Risk Rating aligned with CNHI Capital global methodology.
Education
Post Graduation Diploma in Management, Finance
Indian Institute of Management CalcuttaIndian Institute of Management
2003-2005
Major in Finance & Strategy
Profile Snapshot
Debapratim is based out of Kolkata & has studied Finance, PGDM-Post Graduation Diploma in Management from Year 2003-2005 in IIMC-Indian Institute of Management Calcutta, Indian Institute of Management.
Debapratim Das is Skilled in English Language, Finance, Commercial lending and other talents.