Profile Snapshot
Debapratim is based out of Kolkata & has studied Finance, PGDM-Post Graduation Diploma in Management from Year 2003-2005 in IIMC-Indian Institute of Management Calcutta, Indian Institute of Management.
Debapratim Das is Skilled in English Language, Finance, Commercial lending and other talents.
Talents
-
Risk Assessment... among 0 users in Kolkata…among 0 users worldwide -
Commercial lending... among 0 users in Kolkata…among 0 users worldwide -
Corporate lending... among 0 users in Kolkata…among 0 users worldwide -
Credit Analysis... among 0 users in Kolkata…among 0 users worldwide
Professional Path
General Manager
CNHI Capital India
Full Time
Dec-2013 To
Sep-2014
9 months
- Key Results Areas:
? Ensure that the updated credit policy is being documented and maintained at all times.
? Ascertain the credit worthiness, assessment of credit quantum and determination of facilities to be provided, with ultimate aim of maintaining the portfolio asset quality.
? Manage underwriting of dealers and retail customers in accordance with the credit policy and propose any changes or betterments needed in the credit underwriting process.
? Work with the wholesale and retail groups to understand the needs and improvise according to market trends.
? Set guidelines and procedure for credit portfolio management and monitor portfolio delinquencies and analyze vis a vis the credit granted for continuous operations. Management of repetitive over-limit/overdue and Problem exposure accounts. - ? Completed writing of Credit Policies for the CNHI Capital operations in India ensuring Risk governance.
? Conducted Risk Assessment of top contributing dealerships through use of external agency reports and internal models. Set up dealer Wholesale Credit Limits (normal & peak season) and Risk Rating aligned with CNHI Capital global methodology.
Qualifications
Indian Institute of Management Calcutta
Post Graduation Diploma in Management Finance
2003-2005
-%
Major in Finance & Strategy
