Krishnanand V Shanbhag
Chief Manager [ Vrs Retiree] From Reputed Public Sector Bank
Mangalore, Karnataka, India

About Krishnanand V Shanbhag

Krishnanand V Shanbhag is based in Mangalore, India. Krishnanand studied Master of Commerce (Accounting and Banking) at Karnatak University (1984-1985). On Youth4work, Krishnanand has taken skill tests in HR Human Resources (rank 132 of 53,506, top 1%), Banking (rank 80 of 39,985, top 1%) and General Knowledge (rank 6,760 of 169,964, top 4%). Krishnanand also lists talents in Retail Management, Credit, Policy Analysis and Customer Oriented.

Talents
    • Administration
      ... among ... users in Mangalore
      399
      among 17588 users worldwide
      62.2
      percentile among worldwide users
    • Credit
      ... among ... users in Mangalore
      …
      among … users worldwide
    • Policy Analysis
      ... among ... users in Mangalore
      …
      among … users worldwide
    • Banking
      ... among ... users in Mangalore
      80
      among 39985 users worldwide
      93.96
      percentile among worldwide users
Professional Path
Retail Credit
Corporation Bank Full Time
Aug-1984 To Nov-2016 32 years 3 months
  • Framing of Policies and Guidelines of Retail Loan Products. [Drafted Retail Loan Policy & Policy on take over of housing & other retail loans]
    Innovation of Retail Loan Products/variants as per market trend and demand.
    Market research on various products of peer banks.
    Monitoring performance of Retail Loan Centres, Zones and the Branches.
    Review of performance of various Retail Loan Products.
    Placing progress/review Notes to the Board of Directors and to the Top Management.
    Modification of business rules of various Schemes in tune with market demand.
    According deviation from Scheme guidelines.
    Monitoring the Scoring Model for retail loans.
    Simplification of loan application and appraisal for all retail loans.
    Devised 17 new retail products/variants.
    Replying to queries raised by customers & Branches
  • CMD Club Membership Award ( For the best performance )
    ? Best Branch Award ( For the best performance in the Zone)
    ? Healthy Branch Award ( For achieving NIL NPA status )
    ? Corp Green Award (For lending to Agriculture)
    ? Asset Excellence Award (For the highest loan recovery )
Qualifications

Karnatak University

Master of Commerce Accounting and Banking

1984-1985

-%

My Story
I am a Chief Manager [ VRS retiree] from Corporation Bank, a premier public sector bank known for its value, culture having history of more than 100 years. I have worked in various capacities, having vast experience in framing of retail loan schemee, policies etc..
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