Muscat, Masqat, Oman

About Prasad Nnvv

Prasad Nnvv works as General Manager-Credit and Collections at Suhail Bahwan AutoFinance and is based in Muscat, Oman. Prasad studied Master of Business Administration (Finance) at S V K P and Dr K S Raju Arts and Science College (1993-1995). Prasad lists talents in Public Speaking, Chess Player, Debating and Karate.

Talents
    • Public Speaking
      ... among ... users in Muscat
      …
      among … users worldwide
    • Chess Player
      ... among ... users in Muscat
      …
      among … users worldwide
    • Karate
      ... among ... users in Muscat
      …
      among … users worldwide
    • Debating
      ... among ... users in Muscat
      …
      among … users worldwide
Professional Path
General Manager-Credit and Collections
Sep-2010 To present 16 years
  • Credit Risk Analysis
    Credit assessment, Verification, Credit Review and Training
    Credit Analysis, estimation of Risk and deviation approvals
    Identifying potential Risk and devise mitigation strategy
    Review documentation compliance
    Expedite the process for Priority customers, Ensure and
    Maintain TAT in approvals, Review of Credit Limits
    Cross functional integration
    Receivables Management
    Analysis of ageing reports, Collections Review, Training
    Motivation of Collection Team
    Process improvement
    Assessment of Risk profile of customers
    Legal initiation, follow up & settlements
    Responsible for healthy Portfolio
  • Improved Credit evaluation and assessment models Always achieved collection targets
Senior Manager
Mar-2010 To Jun-2010 3 months
  • Developing new business in AP State
    Control and monitoring the team of Sales Managers
    Dealer Management
    Credit Analysis and Risk assessment
    Marketing and Disbursement plan for State
    Responsible for maintaining the healthy portfolio of State
    Responsible for product profitability of the State
Senior Manager
Sep-2009 To Feb-2010 5 months
  • Maintaining Web related Business
    Business Development
    Marketing of Voyage System, PMS, Disbursement Management
    System, Agency Management System, Crew software etc.,
Cluster Head
hdfc bank Full Time
Jun-2003 To Jul-2009 6 years 1 months
  • Manage & Develop Working Capital business in the Cluster
    Control and monitoring the team of Relationship Managers
    Review, Renewal and enhancement of Fund based Limits
    Maintaining and enhancing the existing relationships
    Credit Analysis and Risk assessment
    Responsible for maintaining the healthy portfolio of Cluster
    Cross Sell of other Banking Products

    Prior to the merger of Centurion Bank of Punjab Limited with
    HDFC Bank Ltd, worked as a Asset Finance Division Head with Centurion Bank of Punjab
    Profit Center Head for Retail Loan products i.e., Two Wheeler Loans, Personal Loans, Commercial Vehicles & Construction Equipment Loans, Car Loans
    Responsible for Branch Profitability
    Marketing Plan, Disbursements and Credit Appraisal
    Approvals & Receivables Management
    Controlling the Team of Sales, Credit, Collections & Operations
    Branch Administration, Cost Control and Audit responsibility
  • Achieved Zero Overdue in CVCE receivables Maintained Quality portfolio Always got A rating in Audit of the Branch Always achieved Targets and won appreciations from Business Head and MD.
Location Head
Feb-2002 To Apr-2003 1 years 2 months
  • Location Head for Commercial Vehicle Loans and Construction Equipment Loans. Responsible for Dealer Management and Sales Management
  • Exceeded Targets
Branch Incharge
Jun-1998 To Feb-2002 3 years 8 months
  • Branch Incharge for Car Loans Dealer Management and Sales Management Audit Responsibility and Profit Center Head
  • Achieved Number One Branch in Business with Quality portfolio Received number of awards from MD
Filed Officer
Dec-1995 To May-1998 2 years 5 months
  • Field Officer for Car Loans Sales and Marketing of Car Loans and Responsible for Receivables Management
  • Achieved the award for Highest number of Loans in a year
Qualifications

S V K P and Dr K S Raju Arts and Science College

Master of Business Administration Finance

1993-1995

56%

Participated in several Group Discussions

Gayatri Degree College

Bachelor of Commerce Commerce

1989-1992

First Class Bachelors Degree

Extra-Curricular Interests
Past President of SBAG Toastmasters club which is part of Toastmasters International a voluntary organisation in developing Public Speaking Skills and Leadership Skills
My Story
MBA Finance from Andhra University, having more than 20years of work experience in Banking and Financial Services in Retail Assets
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